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  • Claims Issues
  • Request Physician Directories
  • Add/Remove/Change Employee Benefits
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  • Cobra Administration

Employee Benefits in Media, PA

Beneserv is a full service employee benefits brokerage providing insurance products and solutions along with experienced, personalized service for businesses in Media, PA.

As a Media, PA employee benefits provider for health, dental, wellness, vision, life, and disability, the mission of Benserv is to help Pennsylvania businesses in Media manage the complex world of Employee Benefits. As an independent broker, we work for the client – not the insurance companies. We will analyze your current benefit package and compare costs and benefits with those of the other insurance carriers. We’ll look for areas that could be improved as well as changes to plan designs that impact your bottom line. As the government passes legislation that affects employee benefits we’ll bring that information to you and make sure you are always in compliance.

The challenge of planning and maintaining competitive and cost effective employee benefits programs has never been more daunting. Employees want more choices in the way in which the benefits plan is tailored to meet their unique needs. And the costs associated with offering competitive employee benefit plans continue to escalate. We offer full service solutions to clients in the form of Employee Benefits Planning, Benefit Administration and Complete Employee Benefit Outsourcing Services. These include:

Employee Benefits Reviews

  • Medical, Dental, & Vision Plan Assessments
  • Life, Disability, & Related Plan Assessments
  • Claims Analysis
  • Peer Group Comparisons

Employee Benefits Advisory & Benefits Management Services

  • Employee Benefits Reviews & Advisory Services
  • Benefit Plan Design & Implementation Strategies
  • Employee Education Services
  • Vendor Negotiations & Relations

Employee Benefits Plan Administration / Outsourcing

  • Flexible Spending Accounts (FSA)
  • Medical Expense Reimbursement (MERP)
  • Health Reimbursement Accounts (HRA)
  • Direct Reimbursement Accounts

Employee Benefit Plans Supported

Medical / Health
Medical programs are continually evolving in an attempt to reign in costs. Add in HRAs, FSAs, HSAs, and a host of other acronyms that are hard to keep straight, and it becomes very confusing very quickly. Let us show you how these programs can work for you and your employees.

Wellness
Wellness Programs have long been advocated as a way to decrease healthcare costs, reduce absenteeism, and increase productivity. A well designed Wellness Program encourages employees to increase their physical activity, make changes to their diet, participate in smoking cessation plans, and see their physician regularly, all of which are proven to have an impact on preventing major illnesses thereby reducing an employer’s overall cost.

Dental
Dental Insurance is an important companion to any major medical program. It gives the employees an opportunity to maintain good oral hygiene. All plans, whether voluntary or employer-sponsored, cover the majority of the cost for routine cleanings, fluoride applications for dependent children, and early diagnosis of gum disease or other oral medical problems. We will help search for the combination of benefits and premiums to ensure all employees are able to participate.

Vision
Vision Insurance is a valuable low-cost benefit that employers can offer as part of an Employee Benefits package. Receiving regular eye examinations from an eye care professional is the single most important preventive step you can take to make sure your vision doesn’t deteriorate. An annual eye exam can also reveal health problems such as diabetes or high blood pressure. We offer a variety of plans ranging from coverage for routine eye exams to hardware, such as lenses, frames and contacts.

Life
Life Insurance provides the security of knowing a person’s financial obligations are met in the event of an unexpected death. It’s common for employers to provide a flat-dollar amount or a multiple of an employee’s income. Many carriers allow employees to purchase additional life insurance coverage with little or no underwriting.

Disability
The biggest asset your employees have is their ability to earn income. Short-term and Long-term Disability benefits are the single best way of ensuring employees can whether the difficult times when they’re unable to work because of an illness or injury. These benefits can be purchased by employers or as a voluntary benefit for employees through payroll deduction.